lt99 Terms & Conditions

Please read these terms carefully before using the lt99 platform. By accessing or placing any bet, you confirm that you have read, understood, and agreed to be bound by all provisions set out below.

Effective 2026 Bangladesh Market 21+ Only
Last Updated: January 2026. These Terms & Conditions govern your use of the lt99 platform and all services offered through it. These terms apply to all users of the platform, including visitors, registered members, and depositing players. They should be read alongside the Privacy Policy and Responsible Gaming policy, both of which are incorporated by reference.

lt99 is an internationally licensed online gaming and sports betting platform serving players in Bangladesh. The platform provides access to cricket betting, live casino games, slot machines, fishing games, crash games, and casual board games — all denominated and settled in Bangladeshi Taka (BDT). By using lt99, you enter into a legally binding agreement with the platform operator. It is your responsibility to ensure that online gaming is lawful in your jurisdiction before you register or place any bet.

These terms are written in English and the English version shall be the authoritative version for all purposes including any dispute resolution. lt99 reserves the right to amend these terms at any time. Amendments will be communicated by updating this page; continued use of the platform following an update constitutes acceptance of the revised terms. If you do not agree with any amendment, you should stop using the platform and close your account.


1. Acceptance of Terms

How agreement to these terms is formed and what it means.

By accessing the lt99 website or mobile browser application, registering an account, making a deposit, or placing a bet, you unconditionally accept these Terms & Conditions in their entirety. This acceptance is binding from the moment you first access the platform, regardless of whether you have completed the registration process. If you are accessing the platform on behalf of another person, you represent and warrant that you have authority to bind that person to these terms.

These terms should be read in conjunction with the lt99 Privacy Policy and the lt99 Responsible Gaming policy, both of which are available on this site and form part of the overall agreement between you and lt99. In the event of any conflict between these Terms & Conditions and any specific game or promotion rules, these Terms & Conditions shall prevail unless the specific rules expressly state otherwise.


2. Eligibility Requirements

Who may register and use the lt99 platform.


3. Account Registration and KYC

How to create and verify your lt99 account.

Registration at lt99 is completed by providing a valid Bangladesh mobile phone number and creating a secure password. A one-time SMS verification code will be sent to your phone to confirm ownership of the number. You must complete this verification step before making any deposit or placing any bet. lt99 reserves the right to request additional identity documentation at any time, including but not limited to a national ID card (NID), passport, or a screenshot confirming ownership of the bKash or Nagad account used for deposits.

KYC (Know Your Customer) verification may be required before processing withdrawal requests above a threshold set by lt99, or when lt99's fraud detection systems flag an account for review. KYC documentation submitted to lt99 is used solely for the purposes of identity verification and regulatory compliance. lt99 does not share KYC documents with third parties except where legally required. Failure to complete KYC when requested will result in suspension of withdrawal privileges until the verification is completed to lt99's satisfaction.

📱Mobile number required
🔒Password protected
✅SMS verification
👤KYC on request

4. Deposits and Withdrawals

Rules governing funding your lt99 account and withdrawing winnings.

Accepted Payment Methods

lt99 accepts deposits and processes withdrawals via bKash, Nagad, Rocket, and Upay — Bangladesh's major mobile financial services. Bank transfers via Dutch-Bangla Bank, City Bank, BRAC Bank, and other scheduled banks may also be supported. All transactions are settled in BDT. lt99 does not accept deposits made by persons other than the registered account holder. Third-party deposits are prohibited and will be reversed.

Minimum and Maximum Deposits

The minimum deposit on lt99 is ৳200 per transaction. Maximum deposit limits per transaction and per day may apply and will be displayed at the point of deposit. lt99 reserves the right to change minimum and maximum deposit thresholds at any time. Changes will be reflected in the deposit interface immediately.

Withdrawal Processing

Withdrawal requests are processed 24 hours a day, 7 days a week. Funds are typically credited to the designated bKash or Nagad wallet within minutes of approval. Processing times may be extended where KYC verification is pending, where a bonus wagering requirement has not been fully met, or where the withdrawal is flagged for security review. lt99 is not liable for delays caused by the recipient mobile financial service provider.

Currency and Conversion

All account balances, bets, winnings, and bonuses are held and denominated in Bangladeshi Taka (BDT). lt99 does not charge currency conversion fees on deposits or withdrawals made in BDT. If a payment provider applies its own conversion or transfer fee, that cost is not borne by lt99 and will be reflected in the amount actually received or debited from your external wallet.


5. Bonuses and Promotions

How lt99 bonuses and promotional offers work and what rules apply.

lt99 offers bonuses and promotional incentives to eligible players from time to time. These include welcome bonuses, reload bonuses, free spins on selected slots, and cricket betting cashback offers. All bonuses and promotions are subject to the specific terms published alongside each offer, which form part of these Terms & Conditions by reference. In the event of any ambiguity between a promotional communication and these Terms & Conditions, these Terms & Conditions shall govern.

Bonuses are credited to your lt99 account automatically or upon successful claim, as specified in the relevant promotion. lt99 reserves the right to withdraw, modify, or cancel any promotion at any time, and to disqualify any player from a bonus if there is evidence of abuse, collusion, or violation of these terms. Players found to be abusing the bonus system — including by creating multiple accounts to claim the same bonus — will have all bonuses forfeited and may have their accounts permanently closed.

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Wagering Requirements

All bonuses issued by lt99 carry a wagering requirement unless the specific promotion explicitly states otherwise. The wagering requirement is the total bet volume you must accumulate before a bonus balance can be converted to withdrawable funds. Wagering requirements are stated as a multiple of the bonus amount (e.g. 20x means you must wager twenty times the bonus value). Only real-money bets placed on eligible game categories count towards the wagering requirement; bets placed using bonus funds may have restricted contribution rates as stated in individual promotion terms.

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Rollover Rules

Rollover (wagering) requirements must be completed within the time period specified in the promotion. If the time period expires before the requirement is met, the bonus and any winnings derived from it will be forfeited. Players are advised to review the expiry date of any active bonus in their account dashboard before placing bets.

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Bonus Expiry

Bonuses that are not claimed within the claim window stated in the promotion will expire automatically. Expired bonuses cannot be reinstated. lt99 is not obligated to notify players individually when a bonus is about to expire, though it may do so as a courtesy. It is the player's responsibility to monitor active bonuses in their account.


6. Betting and Gaming Rules

General rules governing the placement and settlement of bets on lt99.

All bets placed on lt99 are subject to the specific rules applicable to the relevant sport, market, or game category. Cricket betting markets are governed by the sports betting rules published in the relevant section of the platform. Live casino game outcomes are determined by the results of real physical game events as captured and transmitted by the game studio provider. Slot and crash game outcomes are determined by certified random number generators (RNG) operated by the respective game providers.

A bet is considered accepted and binding once it has been confirmed by the lt99 system and a bet reference number has been issued. Bets cannot be cancelled or modified by the player after acceptance. If a bet is accepted in error — for example due to a manifest pricing error — lt99 reserves the right to void the bet and return the stake to the player's account. lt99 will notify the player if such a void is applied.


7. Responsible Gaming

lt99's obligations and your rights regarding responsible gaming tools and protections.

lt99 takes responsible gaming seriously as a core platform obligation, not merely as a compliance requirement. We provide tools that give players direct control over their gaming activity. These tools are available to all registered players at no charge and take effect immediately or within a short cooling period as specified. Players who feel that their gaming is causing financial, personal, or family harm are strongly encouraged to use these tools or to contact lt99 support. For adults aged 21 and above only — minors are strictly prohibited from using this platform.

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21+ Age Verification

lt99 operates a strict 21+ policy. Age is verified at registration and may be re-verified at any point. Any account where the holder is found to be under 21 will be suspended immediately. lt99 cooperates with any legal authority or guardian seeking to recover funds deposited by a minor.

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Self-Exclusion

Players may request a self-exclusion from their account settings or by contacting lt99 support. Self-exclusion periods are available from 30 days to indefinite. During self-exclusion, the player's account is locked, no bets may be placed, no deposits accepted, and no promotional communications will be sent. Self-exclusion cannot be reversed before the expiry of the requested period.

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Deposit and Spend Limits

Players may set daily, weekly, or monthly deposit limits from their account dashboard. Once a limit is set, it takes effect immediately for reductions and after a 24-hour cooling period for increases. Spend limits for individual game sessions can also be configured. These limits are a player-initiated tool; lt99 will not override or bypass a limit set by the player.


8. Prohibited Activities

Actions that are strictly forbidden on the lt99 platform and their consequences.


9. Account Suspension and Termination

Circumstances under which lt99 may suspend or permanently close an account.

lt99 reserves the right to suspend or permanently close any account at any time, with or without prior notice, where there are reasonable grounds to suspect a breach of these Terms & Conditions, fraudulent activity, money laundering, bonus abuse, collusion, or any other prohibited activity. In cases of suspected fraud or money laundering, lt99 may freeze account funds pending investigation and will cooperate with any relevant legal authority.

You may close your account at any time by contacting lt99 support. Upon account closure at your request, any real-money balance remaining in your account after deducting any outstanding wagering requirements on active bonuses will be returned to your registered bKash or Nagad wallet within a reasonable processing period. Bonus balances are forfeited upon voluntary account closure.


10. Intellectual Property

Ownership of content and technology on the lt99 platform.

All content on the lt99 platform — including but not limited to the website design, logos, text, graphics, game interfaces, software, and databases — is owned by or licensed to the lt99 platform operator and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the platform for personal gaming purposes only. You may not copy, reproduce, distribute, modify, create derivative works from, or commercially exploit any content from the lt99 platform without prior written permission from the platform operator. Game content is owned by the respective game providers (e.g. Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, Spribe, Ezugi) and is subject to those providers' intellectual property rights.


11. Limitation of Liability

The extent of lt99's legal liability to players.

To the fullest extent permitted by applicable law, lt99 and its operators, directors, employees, and technology partners shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the platform, including but not limited to losses arising from betting outcomes, technical failures, payment processing delays, or reliance on information displayed on the platform. lt99's total aggregate liability to any player for any cause of action shall not exceed the total amount deposited by that player in the 30 days preceding the event giving rise to the claim.

lt99 provides the platform on an "as is" and "as available" basis. lt99 does not warrant that the platform will be uninterrupted, error-free, or free from viruses or other harmful components. Scheduled maintenance, force majeure events, or actions by third-party payment providers may temporarily affect platform availability. lt99 will make reasonable efforts to restore service promptly following any outage but does not guarantee a specific restoration time.


12. Privacy and Data Protection

How lt99 handles your personal data.

lt99 collects and processes personal data as set out in the lt99 Privacy Policy, which is available on this site and incorporated into these Terms & Conditions by reference. By registering an account, you consent to the collection and processing of your personal data for the purposes described in the Privacy Policy, including identity verification, fraud prevention, customer support, and platform improvement. lt99 uses 256-bit SSL encryption on all connections and does not sell personal data to third-party advertisers or data brokers. Your financial transaction data — including bKash and Nagad transaction references — is stored securely and used only for the purposes of verifying deposits, processing withdrawals, and complying with AML obligations.


13. Amendments to These Terms

How and when lt99 may update these Terms & Conditions.

lt99 reserves the right to amend, update, or replace these Terms & Conditions at any time. Amendments take effect from the date they are published on this page. lt99 will make reasonable efforts to notify registered players of material changes — for example by displaying a notice on the platform or sending a notification to the registered phone number. However, it is your responsibility to review these Terms & Conditions regularly. The date shown in the "Last Updated" notice at the top of this page reflects the most recent revision.

Continued use of the lt99 platform after any amendment has been published constitutes your unconditional acceptance of the revised terms. If you do not accept an amendment, you must stop using the platform immediately and may request account closure and return of any real-money balance in accordance with the account termination provisions above.


Key Terms at a Glance

A summary of the most important points in these Terms & Conditions.

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21+ Strictly Enforced

You must be at least 21 years old to register or use any paid feature on lt99. Age verification applies at registration and may be requested at any time.

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One Account Per Person

Multiple accounts are prohibited. Opening duplicate accounts to claim bonuses or avoid restrictions will result in permanent closure of all accounts and forfeiture of all funds held.

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BDT Deposits via bKash and Nagad

All transactions are in Bangladeshi Taka. Minimum deposit is ৳200. Deposits must be made from an account in your own name. Third-party deposits are not permitted.

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24/7 Support

lt99 customer support is available around the clock via the contact details on this site. For account queries, disputes, responsible gaming requests, or general assistance, contact support before raising a chargeback.


Questions About These Terms?

Browse the lt99 FAQ for quick answers, or log in to your account to review your active bonuses, set deposit limits, or contact support directly.